Workers Compensation
Workers Compensation Quote Forms
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Workers Compensation Information
Workers' compensation is insurance coverage that helps protect employees by providing financial assistance for work-related injury or illness. Workers' compensation is a legal obligation for employers to take to instill workplace safety and protect themselves from claims. No matter how safe you believe your workplace is, accidents will happen. Talk with an American Ins & Inv Corp agent to get started with coverage.
What Injuries Are Covered by Workers' Compensation Insurance?
There are a variety of injuries that workers' compensation insurance can cover. Injuries that occur in the workplace anywhere the employee acts in the course and scope of employment may be covered. This policy may also cover injuries sustained from other events at work such as violence, terrorist attacks and natural disasters.
What Costs Are Covered by Workers' Compensation Insurance?
Workers' compensation insurance may help pay for an employee's injuries and costs such as:
Workers' compensation insurance may also help cover employer costs against lawsuits. The employer liability insurance portion of workers' compensation insurance can help cover the following:
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Attorney's fees
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Court costs
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Witness fees
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Settlements
Without proper coverage, you could be left with expensive costs from your employees and pricy legal fees.
How Much Does Worker's Compensation Insurance Cost?
Workers' compensation costs will vary from policy to policy. There are ways you can save on premium costs such as:
These money-saving tips help keep your employees safe, which lowers your costs due to your risk decreasing.
Learn More About Workers' Compensation Insurance
At American Ins & Inv Corp, we are ready to help you keep your business and employees safe. To get started with insurance coverage, be sure to reach out to an agent today for more information.
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