General Liability Insurance

General liability insurance is a critical safeguard that can financially protect your business from claims of harm or damage resulting from your business operations. Contact American Insurance & Investment Corporation for a general liability quote.

What Is General Liability Insurance?

General liability insurance serves as a vital financial buffer, helping to ensure your business’s security and success. A typical general liability insurance policy might include coverage for:

• Bodily injury and property damage—This may cover medical expenses and repair costs if your business activities result in injury to a third party or damage to their property.

• Judgments and settlements—This may provide coverage for legal costs, judgments and settlements if your business is deemed accountable for an incident.

• Personal and advertising injury liability—This may cover claims such as defamation, slander, invasion of privacy, copyright violation and unauthorized use of advertising concepts.

While general liability insurance can provide extensive coverage, it doesn’t encompass all liability scenarios. Depending on your business type, you might require additional lines of coverage, such as professional liability, product liability or liquor liability. American Insurance & Investment Corporation can explain the different liability coverage types and help you secure an insurance solution that matches your unique circumstances.

Who Needs General Liability Insurance?

General liability insurance is a crucial consideration for all businesses—from large corporations to independent contractors. However, smaller operations may find this coverage especially beneficial.

Consider that sole proprietors often have their personal and business assets intertwined, making them personally vulnerable to business liabilities. Additionally, subcontractors operate in environments where they could easily cause damage or injury and may require their own coverage by the main contractors.

No matter what type of business you operate, investing in general liability insurance can help preserve its future.

Get General Liability Insurance Today

American Insurance & Investment Corporation, serving Las Vegas and Salt Lake City, can help protect your business against unforeseen risks. Contact us today to learn more about general liability insurance.