During Mid-States over 25-year business relationship with American Insurance, we have always found Dave Bradshaw and his staff to be willing to help us in any way. They respond immediately to any needs that we might have, and provide assistance that exceeds what you would normally expect from an insurance broker. It would not be a stretch to say that American Insurance is essential to our business operations. The staff at American Insurance is professional, knowledgeable, and completely trustworthy.
-Steve Kidd, President - Mid State Consultants, Inc., Nephi, UT
The Rules and Risks Regarding the Commercial Use of Drones
This material is provided for informational purposes only. Before taking any action that could have legal or other important consequences, confer with a qualified professional who can provide guidance that considers your unique circumstances, including state-specific employment laws.
- All small unmanned aircraft must be registered with the FAA.
- The total weight of the small unmanned aircraft, including cameras or other add-ons, must be less than 55 pounds (25 kilograms). Any aircraft that weighs more than 55 pounds are governed by separate, more complex rules.
- External loads can be carried by the small unmanned aircraft as long as those loads are securely attached and do not affect the flight characteristics or control of the drone.
- When in use, the small unmanned aircraft must remain in the visual line of sight of the pilot in command and any other person using flight controls. The aircraft must also remain close enough to the pilot/controller that he or she can observe the aircraft without the use of binoculars, telescopes or other visual aids other than corrective lenses (e.g., eyeglasses or contact lenses).
- The small unmanned aircraft cannot fly overhead of any individuals not participating in the flight operation. Nor can the aircraft fly under a covered structure or inside a covered stationary vehicle.
- The flight of unmanned aircraft is only allowed during local daylight hours, or during twilight (30 minutes prior to official sunrise to 30 minutes after official sunset) when using approved anti-collision lighting.
- The small unmanned aircraft must yield the right of way to any other aircraft.
- The maximum groundspeed of the aircraft cannot exceed 100 miles per hour (87 knots).
- The maximum altitude of the aircraft must not exceed 400 feet above ground level, or higher if the aircraft remains within 400 feet of a structure.
- Mininimum weather visibility for the aircraft pilot or control station is three miles.
- No individual can command more than one unmanned aircraft at a time.
- No individual can command an unmanned aircraft from another moving aircraft.
- No individual can command an unmanned aircraft from a moving ground vehicle except in sparsely populated areas.
- Careless or reckless operations are prohibited.
- No person with a known physical or mental condition that could cause unsafe operation of a small unmanned aircraft can operate said vehicle.
- Carrying of hazardous materials on an unmanned aircraft is prohibited.
- The pilot is required to inspect the unmanned aircraft prior to each operation.
- The remote pilot in command must 1) hold a remote pilot airman certificate with a small unmanned aircraft rating or 2) be under the direct supervision of someone who holds such a certificate.
- To earn a remote pilot certificate, an individual must be at least 16 years old, vetted by the Transportation Security Administration, and able to demonstrate aeronautical knowledge by either 1) passing a aeronautical knowledge test given at an FAA-approved testing center or 2) holding a Part 61 pilot certificate and completing both a flight review (within the past 24 months) and an online FAA unmanned aircraft training course.
- Make the small unmanned aircraft and related documentation available for inspection and testing upon request by the FAA.
- Report to the FAA within 10 days any accident that results in serious injury, unconsciousness or property damage of $500 or more.
- Conduct pre-flight inspections of the aircraft and control system to ensure they are in good condition for safe operation.
- Ensure the aircraft continues to be properly registered as required by the FAA.
Controlling Your Risks